Credit Ratings

Bank of Ireland Group plc (holding company of the Group)

Rating Agencies Standard & Poor’s Moody’s Fitch
Long Term BBB A2 A-
Outlook* Positive Stable Stable
Short Term A-2 N/A F2

Governor and Company of the Bank of Ireland

Rating Agencies Standard & Poor’s Moody’s Fitch
Long Term A Aa3 (Deposit Rating Aa3) A
Outlook* Positive Stable (Deposit Outlook Stable) Stable
Covered Bond Rating N/A Aaa N/A
Short Term A-1 Prime-1 F1

Last revision to ratings or outlook 12 September 2025

*Long term outlook