Credit Ratings

Bank of Ireland Group plc (holding company of the Group)

Rating Agencies Standard & Poor’s Moody’s Fitch
Long Term BBB- Baa2 BBB
Outlook* Stable Stable Stable
Short Term A-3 N/A F2

Governor and Company of the Bank of Ireland

Rating Agencies Standard & Poor’s Moody’s Fitch
Long Term A- A2 (Deposit Rating A2) BBB
Outlook* Stable Stable (Deposit Outlook Stable) Positive
Covered Bond Rating N/A Aaa N/A
Short Term A-2 Prime-1 F2

As of 24th December 2019

*Long term outlook