Credit Ratings

Bank of Ireland Group plc (holding company of the Group)

Rating Agencies	Standard & Poor’s	Moody’s	Fitch
Long Term	BBB-	Baa3	BBB
Outlook*	Positive	Positive	Stable
Short Term	A-3	N/A	F2

Governor and Company of the Bank of Ireland

Rating Agencies	Standard & Poor’s	Moody’s	Fitch	DBRS
Long Term	BBB	Baa1 (Deposit Rating-A3)	BBB	A (low)
Outlook*	Positive	Positive	Stable	Stable
Covered Bond Rating	N/A	Aaa	N/A	AAA
Short Term	A-2	Prime-2	F2	R-1(low)

As of 22nd January 2018

*Long term outlook

Standard & Poor’s

Standard & Poor's
12/12/2017	BOI Outlook Revised to Positive - 384 KB	View Print
01/08/2017	Bank of Ireland Ratings Affirmed - 273 KB	View Print
14/07/2017	Bank of Ireland Group PLC Assigned - 274 KB	View Print
13/01/2017	Various Positive Rating Actions Taken on Irish Banks - 269 KB	View Print
13/01/2017	Bank of Ireland Rating Report - 332 KB	View Print

Moody’s

Moodys
14/07/2017	Moody's - Moody's assigns Baa3 issuer rating to Bank of Ireland Group - 109 KB	View Print
14/06/2017	Moody's - Bank of Ireland - Post Rating Action Update - 1 MB	View Print
07/06/2017	Moody's upgrades the long-term bank deposit and debt ratings - 124 KB	View Print

Fitch

Fitch
23/11/2017	Fitch Rates Bank of Ireland Group Plc BBB, Outlook Stable - 51 KB	View Print
24/07/2017	Bank of Ireland Full Rating Report - 598 KB	View Print
10/07/2017	Fitch Rates Bank of Ireland Group Plc BBB-, Outlook Positive - 46 KB	View Print

DBRS

DBRS
23/10/2017

DBRS - BOI upgrade from AA(high) to AAA - 423 KB
View Print
05/05/2017

BOI Rating Report - DBRS - 516 KB
View Print

Rating Agency Reports on BOIMB

Rating Agency Reports on BOIMB
DBRS Upgrades Ratings on Bank of Ireland Mortgage Bank Mortgage Covered Securities - 111 KB	View Print
Moody's BOI Covered Bond Programme - 120 KB	View Print
Moody's upgrades several Irish mortgage covered bond ratings - 120 KB	View Print