Credit Ratings

Bank of Ireland Group plc (holding company of the Group)

Rating Agencies	Standard & Poor’s	Moody’s	Fitch
Long Term	BBB-	A3	BBB
Outlook*	Stable	Stable	Stable
Short Term	A-3	N/A	F2

Governor and Company of the Bank of Ireland

Rating Agencies	Standard & Poor’s	Moody’s	Fitch
Long Term	A-	A1 (Deposit Rating A1)	BBB+
Outlook*	Stable	Stable (Deposit Outlook Stable)	Stable
Covered Bond Rating	N/A	Aaa	N/A
Short Term	A-2	Prime-1	F2

Last revision to ratings or outlook 16th May 2022

*Long term outlook

• Standard & Poor’s

  Standard & Poor's
  17/05/2022	S&P - Revision of Outlooks on Two Largest Irish Banks - 16 May 2022 - 138 KB	View Print
  04/10/2021	S&P - Bank of Ireland Group Rating Report 30 September 2021 - 588 KB	View Print
  30/06/2021	S&P - Irish Bank Ratings Affirmed - 24 June 2021 - 124 KB	View Print
  11/01/2021	S&P - Bank of Ireland Group Rating Report - 2 MB	View Print
  01/09/2020	S&P - BOI Group Full Rating Report 30 Jun 2020 - 2 MB	View Print
  29/04/2020	S&P - Affirmed BOI ratings - Outlook revised to Negative - 117 KB	View Print
  24/12/2019	S&P - Bank of Ireland Upgraded to 'A-' - 116 KB	View Print
  30/08/2019	S&P - Bank of Ireland Rating Report - 693 KB	View Print
  07/01/2019	S&P - Bank of Ireland Rating Report - 755 KB	View Print
  18/12/2018	S&P - Rating Actions Taken On Irish banks - 292 KB	View Print
  03/10/2018	Bank of Ireland Rating Report - 284 KB	View Print
  12/12/2017	BOI Outlook Revised to Positive - 384 KB	View Print
  01/08/2017	Bank of Ireland Ratings Affirmed - 273 KB	View Print
  14/07/2017	Bank of Ireland Group PLC Assigned - 274 KB	View Print
  13/01/2017	Bank of Ireland Rating Report - 332 KB	View Print
  13/01/2017	Various Positive Rating Actions Taken on Irish Banks - 269 KB	View Print

• Moody’s

  Moodys
  17/05/2022	Moody’s - Rating Actions on Irish Banks - 13 May 2022 - 127 KB	View Print
  16/08/2021	Moody's - Credit Opinion on BOI 16 August 2021 - 1 MB	View Print
  19/07/2021	Moody's - Credit Opinion on BOI 16 July 2021 - 1 MB	View Print
  14/07/2021	Moody's - Bank of Ireland Group - Upgrade to Baa1 13 Jul 2021 - 124 KB	View Print
  10/05/2021	Moody's - Credit Opinion on BOI 07 May 2021 - 1 MB	View Print
  21/12/2020	Moody's - Credit Opinion on BOI 18 Dec 2020 - 1 MB	View Print
  01/09/2020	Moody's - Credit Opinion on BOI 03 Mar 2020 - 1 MB	View Print
  01/09/2020	Moody's - Credit Opinion on BOI 11 Jun 2020 - 1 MB	View Print
  17/12/2019	Moody's - Bank of Ireland - Post Rating Action Update - 1 MB	View Print
  06/12/2019	Moody's - Upgrades the long term bank deposit and debt ratings - 136 KB	View Print
  19/07/2019	Moody’s – Update following upgrade of issuer and senior unsecured debt - 1 MB	View Print
  11/07/2019	Moody's - Moody's Upgrades BOI's Issuer and Senior Unsecured Debt ratings - 117 KB	View Print
  20/06/2019	Moody’s – Bank of Ireland: Moody's Update to credit analysis June 2019 - 1 MB	View Print
  21/12/2018	Moody's - Bank of Ireland: Moody's Update to credit analysis December 2018 - 1 MB	View Print
  11/12/2018	Moody’s - Moody's upgrades BOI and changes BOI UK's outlook to positive - 118 KB	View Print
  14/06/2017	Moody's - Bank of Ireland: Moody's Post Rating Action Update - 1 MB	View Print
  14/07/2017	Moody's - Moody's assigns Baa3 issuer rating to Bank of Ireland Group - 109 KB	View Print
  07/06/2017	Moody's upgrades the long-term bank deposit and debt ratings - 124 KB	View Print

• Fitch

  Fitch
  20/09/2022	Fitch affirms Bank of Ireland Group rating at BBB (outlook stable) - 16 September 2022 - 181 KB	View Print
  17/05/2022	Fitch - BOI Full Rating Report - 16 May 2022 - 259 KB	View Print
  02/11/2021	Bank of Ireland Full Rating Report - 286 KB	View Print
  04/10/2021	Fitch Revises Bank of Ireland Group's Outlook to Stable; Affirms Ratings - 60 KB	View Print
  22/04/2021	Bank of Ireland Full Rating Report - 414 KB	View Print
  02/03/2021	Fitch Rates Bank of Ireland Group's EMTN Programme, Senior, Tier 2 and AT1 Notes - 138 KB	View Print
  02/12/2020	Fitch Affirms Bank of Ireland Group at 'BBB'; Outlook Negative 15 Oct 2020 - 139 KB	View Print
  01/09/2020	Bank of Ireland Full Rating Report - 343 KB	View Print
  02/04/2020	Fitch Takes Actions on Large Irish Banking Groups on Coronavirus Uncertainties - 52 KB	View Print
  18/03/2020	Fitch Removes Large Irish Banks and UK Subsidiaries from Under Criteria Observation - 127 KB	View Print
  06/11/2019	Fitch Affirms Bank of Ireland Group Plc at ‘BBB’; Outlook Stable - 327 KB	View Print
  13/11/2018	Fitch Affirms Bank of Ireland Group Plc; Outlook Stable - 27 KB	View Print
  23/11/2017	Fitch Rates Bank of Ireland Group Plc BBB, Outlook Stable - 51 KB	View Print
  24/07/2017	Bank of Ireland Full Rating Report - 598 KB	View Print
  10/07/2017	Fitch Rates Bank of Ireland Group Plc BBB-, Outlook Positive - 46 KB	View Print

• Rating Agency Reports on BOIMB

  Rating Agency Reports on BOIMB
  Moody's BOI Covered Bond Programme - 120 KB	View Print
  DBRS Upgrades Ratings on Bank of Ireland Mortgage Bank Mortgage Covered Securities - 111 KB	View Print
  Moody's upgrades several Irish mortgage covered bond ratings - 120 KB	View Print