Credit Ratings

Bank of Ireland Group plc (holding company of the Group)

Rating Agencies Standard & Poor’s Moody’s Fitch
Long Term BBB- Baa3 BBB
Outlook* Positive Positive Stable
Short Term A-3 N/A F2

Governor and Company of the Bank of Ireland

Rating Agencies Standard & Poor’s Moody’s Fitch
Long Term BBB+ A2 (Deposit Rating A2) BBB
Outlook* Positive Stable (Deposit Outlook Stable) Positive
Covered Bond Rating N/A Aaa N/A
Short Term A-2 Prime-1 F2

As of 12th July 2019

*Long term outlook